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You’re planning on buying a house in a few months and want to do everything possible to raise your credit score before you apply for a mortgage. What are the three most important things you can do today for a higher credit score tomorrow?

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That’s the question I asked Fair Isaac, the company that created the most popular credit score, the FICO score. And if Read the rest of this entry »

OKLAHOMA CITY (Auto Insurance News) — Oklahomans can use a new Web site to check if their insurance company has verified their auto policy with the state, public safety officials announced Tuesday.

The Oklahoma Tax Commission and tag agents use the state’s verification system to check on motorists auto insurance policy when they buy or renew tags. Law enforcement agencies also use the system to look up insurance policy for traffic stops Read the rest of this entry »

Reporting from Washington — There are a number of steps every homeowner should take to lower the cost of property insurance. But reducing the amount of coverage to match today’s lower values is probably not one of them.

Because it costs more to rebuild than it does to start from scratch, the market value of a house is not a reliable indicator of the amount of insurance you need. Too little coverage and your policy may not assume the cost Read the rest of this entry »

Whether you are just beginning the process of looking for your first home or are in search of a move from a home you already own, Open Houses present a great opportunity to walk through the home and begin to get a feel for price relative to condition in a certain area.

It is important however to understand how your representation is affected when the simple words “Honey, stop the car” are uttered.

The concept of “procuring Read the rest of this entry »

With all of the various channels for buying insurance these days, insurance agents have a lot of competition. Are insurance agents slowly being phased out by other methods of purchasing insurance? A new JD Power and Associates report sheds some interesting light on the matter.

• About 55 percent of all new auto insurance policies are sold by insurance agents

• There was a 5 percent increase this past year in customers requesting Read the rest of this entry »

With all of the various channels for buying insurance these days, insurance agents have a lot of competition. Are insurance agents slowly being phased out by other methods of purchasing insurance? A new JD Power and Associates report sheds some interesting light on the matter.

• About 55 percent of all new auto insurance policies are sold by insurance agents

• There was a 5 percent increase this past year in customers requesting Read the rest of this entry »

With all of the various channels for buying insurance these days, insurance agents have a lot of competition. Are insurance agents slowly being phased out by other methods of purchasing insurance? A new JD Power and Associates report sheds some interesting light on the matter.

? About 55 percent of all new auto insurance policies are sold by insurance agents

? There was a 5 percent increase this past year in customers requesting Read the rest of this entry »